Smartum
Smartum Oy

[Class - 36]

Insurance; financial affairs; monetary affairs; real-estate affairs; in particular financial services relating to the maintenance of payment systems; issuing of payment cards; credit and charge card services; banking affairs.

[Class - 16]

Paper, cardboard and goods made from these materials, not included in other classes; printed matter; bookbinding material; photographs; stationery; adhesives for stationery or household purposes; artists' materials; paint brushes; typewriters and office requisites (except furniture); instructional and teaching material (except apparatus); plastic materials for packaging (not included in other classes); printers' type; printing blocks.

[Class - 45]

Legal services; security services for the protection of property and individuals; personal and social services rendered by others to meet the needs of individuals.

[Class - 42]

Scientific and technological services and related research and planning; industrial analysis and research services; design and development of computers hardware and software; in particular the planning, development and maintenance of data and telecommunications programs relating to recreation, training, culture, sports and other leisure activities; ASP (application service provider) services, in particular services relating to payment systems and banking as well as application leasing, namely ASP services.